If you are already an NZALPA Member - click here
As a financial member of NZALPA (not available with associate membership), you have access to purchase professional insurances that gives you financial security and peace of mind.
If you get sick or some other event occurs during work or leisure time, the burden of being off work with no income will be drastically reduced. You have the option to get cover for the cost of health care as well and the worry of managing cost is minimised during a stressful time.
In association with third parties, NZALPA is able to offer our members three exclusive insurance schemes that are currently some of the best available to aviation professionals. The plans include:
- Group Life Insurance - GLI provides death cover, Best Doctors and Living Assurance Cover.
- Group Disability Insurance - GDI provides income protection cover in the event you cannot work due to illness
- Mutual Benefit Fund - financial members of NZALPA can apply for one of two Mutual Benefit Funds available.
There is a separate fund for pilots and air traffic controllers. The fund provides financial support in the event that you lose your medical certificate.
Group Life Insurance
The Group Life scheme is perhaps the most inexpensive death cover available to pilots and air traffic controllers. The scheme can cover you and your spouse against death from $50,000 to $1,000,000. Note: if the requested cover amount for any year exceeds $150,000, a medical declaration needs to be completed.
Best Doctors provides access to the best medical second opinions in the world.
Living Assurance is trauma cover for defined conditions.
Group Disability Insurance
The Group Disability Insurance scheme has been set up to provide income protection should illness result in the loss of your medical certificate for an extended period that results in an inability to work. Members can choose the level of cover required (within certain parameters) and the length of their qualifying period (either 30, 45, 90,180, or 365 days).
This scheme is designed to align with the sick leave provisions in your Collective Employment Agreement. The premium is then calculated based on the benefit level, qualifying period and the age of the member. The benefit is paid at the end of your qualifying period until you get your medical certificate restored or until you reach the maximum payment period of 24 months.
NZ Airline Pilots Mutual Benefit Fund and NZALPA Mutual Benefit Fund - ATC
Pilots: www.pilotsmbf.org.nz | Controllers: www.atcmbf.org.nz
- Disability payments
- Capital payment
- Death payment
In the event of sickness resulting in the suspension or cancellation of your medical certificate, the Mutual Benefit Fund will give you financial assistance and encouragement to regain your certificate so you may continue your flying or air traffic control career. There are two Mutual Benefit Funds available for all current financial NZALPA members; one for pilots, the other for air traffic controllers.
The funds are independent from NZALPA with the Trustees on the Pilot’s Fund made up from operational commercial airline pilots, legal profession and Airline management representation.
The Trustees for the Air Traffic Controller Fund are made up from operational Air Traffic Controllers, legal profession, Airways management representation plus an independent Trustee with industry knowledge.
The Trustees and Secretariat of both Funds meet on a regular basis.
If you are a Pilot aged between 19 and 60, hold a New Zealand CAA Medical License or an Australian CASA Medical License and are a financial member of NZALPA, you can apply to join the NZ Airline Pilots’ Mutual Benefit Fund. If you are an Air Traffic Controller aged between 21 and 50, and are a financial member of NZALPA, you can apply to join the NZ Airline Pilots’ Mutual Benefit Fund – ATC.
To apply for membership or increase cover with the NZ Airline Pilots Mutual Benefit Fund visit their web site at www.pilotsmbf.org.nz and complete the online application form.
To apply for membership of the NZALP Mutual Benefit Fund – ATC visit their website at www.atcmbf.org.nz download the application and health declaration forms, complete and return to the office.
From 1 January 2019, the Pilots Mutual Benefit Fund increased their contribution rate from $5 per $1,000 to $7 per $1,000.
ATC contributions are made by way of fortnightly salary deductions.
Disability payments - In the event of disability or sickness resulting in the loss of your medical certificate and upon exhaustion of your sick leave entitlements both Funds may pay a Disability Benefit Payment.
Capital payment - For Pilots and Air Traffic Controllers faced with permanent loss of their medical certificate, a Capital Benefit may be payable less Disability Benefit Payments received.
Death payment - A Capital benefit entitlement may be paid out if death occurs while in receipt of disability payments.
NOTE: The above are a few of the key points of the funds. Rule Books and FAQ’s for both Funds can be found at their respective web sites.
Contact the Mutual Benefit Fund today:
Tel: 0800 745 623
Fax: 09 523 9207
Pilots Fund Email : firstname.lastname@example.org
Air Traffic Controllers Fund Email: email@example.com
The NZALPA Contingency Fund Trust
The NZALPA Contingency Fund Trust (CFT) is a fund established in September 2004 by the board and membership of the Air Line Pilots’ Association in the wake of the Ansett 703 Dash 8 accident of 1995 and the demise of Ansett NZ in 2000. Both these occurrences highlighted to the Pilots’ Association the need for significant financial reserves in the event of unforeseen events. Since then the CFT is a trust that has grown and now owns the Pilots’ Association building and holds cash reserves contributed by members over the years.
The CFT has broad discretion to provide protection and assistance for groups and individual NZALPA members when unforeseen ‘contingencies’ occur. One area that the Trustees see a need is the provision of support to our members in General Aviation, a section of our membership that has grown over the years to over 10% of total membership. As a result we are delighted to offer an annual scholarship to the New Zealand General Aviation (GA) community that provides financial assistance to NZALPA members who wish to upgrade their current ‘B’ Category Instructor rating to an ‘A’ Category rating, (either aeroplane or helicopter). It is our hope that this will become a cherished annual scholarship to our membership.
The funding will cover the cost of the Aviation Services Ltd (ASL) flight test fee plus the costs of training up to a total of $5,000, (inclusive of the ASL fee). The successful candidate will be an individual respected within the GA community and committed to enhancing education and training within aviation.
Eligibility Requirements, (refer to Terms and Conditions for full details):
- Hold a current New Zealand ‘B’ Category Instructor rating.
- Have been an NZALPA member for at least six months at the time that applications close.
- Be currently active in GA and be able to demonstrate a continued desire to contribute to education and training in aviation.
- Have the necessary experience and competency to train for and complete the qualification within twelve months of receiving the scholarship.
If you're interested in applying for the scholarship, please contact the office on (09) 255-1500, click here to email the office or download the application form here.